BA Ballot Threatens Christmas Trips For Thousands
Will your travel insurance cover you for cancellation - advice from Insurewithease.com
Leading online travel insurer, insurewithease, is offering advice to holidaymakers who may be worried by the result of the BA staff ballot (14th December 2009) which overwhelmingly voted to strike between 22nd December and 2nd January in a dispute over job cuts and changes to staff contracts.
"Whilst every insurer will have different terms and conditions - which should be easily found on their website and in documentation - the likelihood is that if you booked your trip or insurance after the initial threat of strikes was made public at the beginning of November, your insurer won't cover you for delay or cancellation" confirmed Paul Byrne, CEO, insurewithease. "The reason for this is that you had prior knowledge of the threat and this, therefore, excludes you from cover.
"This also applies if you have an annual travel policy if you purchased your flights after the strikes were first proposed.
"Should the strike go ahead - and obviously there is still much talking to be done - BA will probably confirm any disruption to travel plans for individual passengers and offer alternative flights or refunds. But for some travellers this may completely upset Christmas trips and policyholders will therefore wonder at what point they can claim on their insurance - if at all.
"What's possible to claim for does vary from insurer to insurer, but it does highlight the importance of reading the small print - and having your insurance documents with you when you head off on your travels."
All levels of cover for insurewithease policies work on a Delay payment after 12 hours delay. Then there is an additional payment for each full 12 hours thereafter, or the option to abandon (cancel) the trip after 24 hours. For the insurewithease Bronze and Silver polices a payment of £20 is made for the first 12 hours delay and £10 for each additional 12 hour period up to a maximum of £200 in total or if the client decides to abandon the trip after 24 hours they can claim for the cost of the journey, up to £3,000.
For the insurewithease Gold policy, £15 is paid for the first 12 hours followed by £15 for each additional 12 hour period up to a maximum of £300 in total or if the client decides to abandon the trip after 24 hours they can claim for the cost of the journey up to £5,000.