Travel Insurance Schedule of Benefits

With our flexible travel insurance you can tailor your policy to meet your exact needs.

Single Trip & Annual Travel Insurance

Choose from 3 levels of cover - Silver, Gold or Platinum to suit your holiday and your budget.



 

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Silver Gold Platinum
  Standard Excess £ 100 £ 50 £ 35
  Medical Excess £ 100 £ 50 £ 35
Cancellation £1,000 £3,000 £7,500
Curtailment £1,000 £3,000 £7,500
Missed Departure and Travel Delay
Missed Departure £250 £500 £1,000
Travel Delay £10 per each full 12 hrs up to £100 £15 per each full 12 hrs up to £1,000 £50 per each full 12 hrs up to £1,000
Abandonment £1,000 £3,000 £7,500
Personal Accident
Death £5,000 £10,000 £25,000
Loss of Limb / Sight £25,000 £25,000 £25,000
Permanent Total Disablement £25,000 £25,000 £25,000
Emergency Medical and Repatriation Expenses (Not Private Medical) £10,000,000 £10,000,000 £10,000,000
Country of Residence Limit £1,000 £1,000 £1,000
Funeral Expenses Abroad £1,500 £1,500 £1,500
Hospital Benefit No Cover £25 per each full 24 hrs up to £1,000 £20 per each full 24 hrs up to £1,500
Emergency Dental Treatment £350 £350 £350
Loss of Medication No Cover Nil No Cover
Personal Possessions £1,000 £1,500 £4,000
Single Item Limit £150 £200 £500
Valuables Limit £150 £200 £500
Prescription Spectacles £75 £150 £300
Laptop Cover £500 £500 £500
Delayed Baggage £100 £100 £500
Personal Money £150 £500 £750
Cash Limit £150 £200 £400
Loss of Passport and Travel Documents £200 £200 £250
Personal Liability £2,000,000 £2,000,000 £2,000,000
Rented Accommodation Limit £100,000 £100,000 £100,000
Legal Costs and Expenses £25,000 £25,000 £25,000
Catastrophe £250 £1,000 £1,000
Hijack No Cover £40 per each full 24 hrs up to £500 £50 per each full 24 hrs up to £500
Kennel and Cattery Expenses No Cover £30 per each full 12 hrs up to £200 £40 per each full 12 hrs up to £200
  Cruise Cover Optional Optional Optional
  Phones, Tablets & Other Gadgets Extension Optional Optional Optional
  Natural Catastrophe Optional Optional Optional
  Missed Connection Cover Optional Optional Optional
  Hazardous Activities Category A Included Included Included
  Hazardous Activities Category B Optional Optional Optional
  Hazardous Activities Category C Optional Optional Optional
  Winter Sports Cover Optional Optional Optional
  Winter Sports with Increased Equipment Cover Optional Optional Optional
  Business Cover Optional Optional Included
  Remove Excess Optional Optional Optional
  Golf Cover Optional Optional Included
  Wedding Cover Optional Optional Included
  Remove Baggage and Money Optional Optional Optional
  Remove Cancellation/Curtailment Optional Optional Optional
  Terrorism Cover Extension Optional Optional Optional
  Pet Cancellation and Curtailment Optional Optional Optional

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Backpacker Travel Insurance

Backpacker
  Standard Excess £ 100
  Medical Excess £ 100
Cancellation £1,000
Curtailment £1,000
Emergency Medical and Repatriation Expenses (Not Private Medical) £5,000,000
Country of Residence Limit £1,000
Funeral Expenses Abroad £1,500
Hospital Benefit No Cover
Emergency Dental Treatment £350
Loss of Medication No Cover
Personal Possessions £500
Single Item Limit £100
Valuables Limit £100
Prescription Spectacles £75
Laptop Cover No Cover
Delayed Baggage No Cover
Personal Money £100
Cash Limit £100
Loss of Passport and Travel Documents £200
Personal Liability £2,000,000
Rented Accommodation Limit £100,000
Legal Costs and Expenses £25,000
  Phones, Tablets & Other Gadgets Extension Optional
  Natural Catastrophe Optional
  Hazardous Activities Category A Included
  Hazardous Activities Category B Optional
  Hazardous Activities Category C Optional
  Increase Excesses to £200 Optional
  Increase Medical Excess to £300 Optional
  Terrorism Cover Extension Optional

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