Travel Insurance Schedule of Benefits

With our flexible travel insurance you can tailor your policy to meet your exact needs.

Single Trip & Annual Travel Insurance

Choose from 3 levels of cover - Silver, Gold or Platinum to suit your holiday and your budget.




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Silver Gold Platinum
  Standard Excess £ 100 £ 50 £ 35
  Medical Excess £ 100 £ 50 £ 35
Cancellation Up to £1,000 Up to £3,000 Up to £7,500
Curtailment Up to £1,000 Up to £3,000 Up to £7,500
Medical Expenses Up to £10,000,000 Up to £10,000,000 Up to £10,000,000
Dental Limit £250 £250 £250
Hospital Benefit No Cover £10 per 24 hours up to a maximum of £500 £20 per 24 hours up to a maximum of £1,500
Personal Accident
Death £5,000 £10,000 £25,000
Loss of Limb / Sight £25,000 £25,000 £25,000
Permanent Total Disablement £25,000 £25,000 £25,000
Travel Delay £10 for each 12 hours up to a maximum of £100 £15 for each 12 hours up to a maximum of £1,000 £50 for each 12 hours up to a maximum of £1,000
Abandonment Up to £1,000 after 24 hours Up to £3,000 after 24 hours Up to £7,500 after 24 hours
Missed Departure Up to £250 Up to £500 Up to £1,000
Personal Baggage Up to £1,000 Up to £1,500 Up to £2,500
Single Item Limit £250 £300 £300
Valuables Limit £150 £200 £500
Spectacles / Sunglasses £75 £150 £300
Laptop Cover £500 £500 £500
Delayed Baggage (after 24 hours) Up to £100 Up to £100 Up to £500
Personal Money Up to £150 Up to £500 Up to £750
Cash Limit £500 £500 £500
Loss of Passport Up to £200 Up to £200 Up to £250
Personal Liability Up to £2,000,000 Up to £2,000,000 Up to £2,000,000
Rented Accommodation Limit £100,000 £100,000 £100,000
Legal Costs and Expenses Up to £25,000 Up to £25,000 Up to £25,000
Catastrophe Up to £250 Up to £1,000 Up to £1,000
Hijack £30 per day up to £500 £40 per day up to £500 £50 per day up to £500
Petcare No Cover £30 per day up to £200 £40 per day up to £200
Scheduled Airline Failure and End Supplier Failure Up to £1,500 Up to £1,500 Up to £1,500
  Cruise Cover Optional Optional Optional
  Gadget Cover Optional Optional Optional
  Natural Catastrophe Optional Optional Optional
  Missed Connection Cover Optional Optional Optional
  Travel Disputes Optional Optional Optional
  Hazardous Activities Category A Included Included Included
  Hazardous Activities Category B Optional Optional Optional
  Hazardous Activities Category C Optional Optional Optional
  Winter Sports Cover Optional Optional Optional
  Winter Sports with Increased Equipment Cover Optional Optional Optional
  Business Cover Optional Optional Included
  Remove Excess Optional Optional Optional
  Golf Cover Optional Optional Included
  Wedding Cover Optional Optional Included
  Remove Baggage and Money Optional Optional Optional
  Remove Cancellation/Curtailment Optional Optional Optional
  Terrorism Cover Extension Optional Optional Optional

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Backpacker Travel Insurance

Backpacker
  Standard Excess £ 100
  Medical Excess £ 100
Cancellation Up to £1,000
Curtailment No cover
Medical Expenses Up to £5,000,000
Dental Limit £250
Personal Baggage Up to £500
Single Item Limit £100
Valuables Limit £100
Spectacles / Sunglasses £75
Personal Money Up to £100
Cash Limit Up to £100
Legal Costs and Expenses Up to £25,000
Scheduled Airline Failure and End Supplier Failure Up to £1,500

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