Additional cover for cancellation and additional expenses due to natural catastrophes

Provides additional cover for cancellation and additional expenses as a result of a catastrophic natural event, such as: fire, flood, earthquake, storm, lightening, explosion, hurricane or volcanic eruption which is unknown and unforeseen at the time you purchase the insurance or book your holiday, whichever is the latter.

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Important Information

To give you the confidence to travel all new policies include:

  • Cover for cancellation if you or anyone insured on your policy catch COVID-19 within 14 days of departure.
  • Cover for emergency medical treatment & repatriation if you catch COVID-19 whilst you are abroad.

There is no cover for cancellation caused by a change in FCDO/government travel advice due to COVID-19 or any other pandemic.

There is no cover under any other section of the policy for anything caused by or relating to Covid 19 / Coronavirus / SARs COV 2, any mutation of Covid 19 / Coronavirus / SARs COV 2 or any pandemic or fear or threat of any of the above.

Our policies will not provide any cover if: You travel to a destination which is on the government’s red list or where the FCDO is advising against all, or all but essential travel. Please check the latest advice before you travel. www.gov.uk/foreign-travel-advice

Looking for cover to travel against FCDO advice? Click here

More information about our policies and Coronavirus/Covid-19 »

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Natural Catastrophe cover is available to add to any of your Silver, Gold or Platinum policies and includes the following cover in the event of a natural catastrophe, such as: fire, flood, earthquake, storm, lightening, explosion, hurricane or volcanic eruption which is unknown and unforeseen at the time you purchase the insurance or book your holiday, whichever is the latter.

Cover for cancellation up to £1,500 per person

Provides cover for any part of your outward, onward, return journey or whole trip which is cancelled due to a natural catastrophe.

Additional expenses to enable you to return home up to £150 per day (£1,500 in total) per person

Provides cover for reasonable additional accommodation (room only) costs and transport expenses, up to the standard of your original booking, to enable you to return home if the public transport you are booked on is cancelled or delayed due to a natural catastrophe and an alternative is not provided within 24 hours, or in the case of connecting transport, not provided within a time frame that allows you to continue with your original itinerary.

Please note: Cover does not apply if your holiday forms part of a tour operator’s package.  In this instance it is the responsibility of your tour operator to look after you and get you home.

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Key Benefits

  • Choose from 3 levels of cover to suit your budget
  • Discounts for families
  • Scheduled airline failure included on all policies
  • Excess waiver available

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