Natural Catastrophe Cover
Additional cover for cancellation and additional expenses due to natural catastrophes
Provides additional cover for cancellation and additional expenses as a result of a catastrophic natural event, such as: fire, flood, earthquake, storm, lightening, explosion, hurricane or volcanic eruption which is unknown and unforeseen at the time you purchase the insurance or book your holiday, whichever is the latter.
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All new policies include the following cover for COVID-19:
- Cover for cancellation if you or anyone insured on your policy catch COVID-19 within 14 days of departure.
- Cover for emergency medical treatment & repatriation, when medically necessary, if you catch COVID-19 whilst you are abroad.
- Cover for additional accommodation & transport costs if you are unable to return home due to being told to self-isolate abroad (limits apply).
There is no cover for cancellation caused by a change in FCDO/government travel advice due to COVID-19 or any other pandemic.
There is no cover under any other section of the policy for anything caused by or relating to COVID-19 / Coronavirus / SARs COV 2, any mutation of COVID-19 / Coronavirus / SARs COV 2 or any pandemic or fear or threat of any of the above.
Our policies will not provide any cover if: You travel to a destination which is on the government’s red list or where the FCDO is advising against all, or all but essential travel. Please check the latest advice before you travel. www.gov.uk/foreign-travel-advice
Looking for cover to travel against FCDO advice? Click hereMore information about our policies and Coronavirus/Covid-19 »
Travel Insurance Quotation
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Natural Catastrophe cover is available to add to any of your Silver, Gold or Platinum policies and includes the following cover in the event of a natural catastrophe, such as: fire, flood, earthquake, storm, lightening, explosion, hurricane or volcanic eruption which is unknown and unforeseen at the time you purchase the insurance or book your holiday, whichever is the latter.
Cover for cancellation up to £1,500 per person
Provides cover for any part of your outward, onward, return journey or whole trip which is cancelled due to a natural catastrophe.
Additional expenses to enable you to return home up to £150 per day (£1,500 in total) per person
Provides cover for reasonable additional accommodation (room only) costs and transport expenses, up to the standard of your original booking, to enable you to return home if the public transport you are booked on is cancelled or delayed due to a natural catastrophe and an alternative is not provided within 24 hours, or in the case of connecting transport, not provided within a time frame that allows you to continue with your original itinerary.
Please note: Cover does not apply if your holiday forms part of a tour operator’s package. In this instance it is the responsibility of your tour operator to look after you and get you home.
Authorised and regulated by the Financial Conduct Authority
Insurewithease.com is a trading name of Ancile Insurance Group Ltd.
Ancile Insurance Group Ltd, Registered Office: East Wing, Goffs Oak House, Goffs Lane, Goffs Oak, Herts, EN7 5BW, is authorised and regulated by the Financial Conduct Authority. Our Financial Services Register number is 471641.
You can check this on the Financial Services Register by visiting the FCA's website http://www.fsa.gov.uk/register/home.do or by contacting the FCA on 0800 111 6768.
Covered by the Financial Services Compensation Scheme
The travel insurance polices we sell are covered by the Financial Services Compensation scheme,
which means that if the insurer was unable to meet its liabilities to you compensation may be available (UK residents only).
For more information about the Financial Services Compensation Scheme visit www.fscs.org.uk
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