Additional cover for cancellation and additional expenses due to natural catastrophes

Provides additional cover for cancellation and additional expenses as a result of a catastrophic natural event, such as: fire, flood, earthquake, storm, lightening, explosion, hurricane or volcanic eruption which is unknown and unforeseen at the time you purchase the insurance or book your holiday, whichever is the latter.

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Important Information

Our policies include cover for Covid-19: See full details

There is no cover for cancellation caused by a change in FCDO/government advice, other than as a result of fire, earthquake, storm, flood, riot or civil unrest.

Our policies will not provide any cover if you travel to a destination where the FCDO is advising against all, or all but essential travel. Please check the latest advice before you travel. www.gov.uk/foreign-travel-advice

Looking for cover to travel against FCDO advice? Click here

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Natural Catastrophe cover is available to add to any of your Silver, Gold or Platinum policies and includes the following cover in the event of a natural catastrophe, such as: fire, flood, earthquake, storm, lightening, explosion, hurricane or volcanic eruption which is unknown and unforeseen at the time you purchase the insurance or book your holiday, whichever is the latter.

Cover for cancellation up to £1,500 per person

Provides cover for any part of your outward, onward, return journey or whole trip which is cancelled due to a natural catastrophe.

Additional expenses to enable you to return home up to £150 per day (£1,500 in total) per person

Provides cover for reasonable additional accommodation (room only) costs and transport expenses, up to the standard of your original booking, to enable you to return home if the public transport you are booked on is cancelled or delayed due to a natural catastrophe and an alternative is not provided within 24 hours, or in the case of connecting transport, not provided within a time frame that allows you to continue with your original itinerary.

Please note: Cover does not apply if your holiday forms part of a tour operator’s package.  In this instance it is the responsibility of your tour operator to look after you and get you home.

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Key Benefits

  • Choose from 3 levels of cover to suit your budget
  • Discounts for families
  • Excess waiver available

Annual Travel Insurance