Privacy Policy
Who We Are
Insurewithease is a trading name of ONE Underwriting Ltd. is part of the ONE Group of Companies (ONE Holdings Ltd.)
If you would like to find out more about the group, please visit our website at www.oneholdings.com
One Underwriting Ltd is authorised and regulated by the Financial Services Authority - no. 471641
Disclaimer
Neither ONE Underwriting Ltd or any other ONE Holdings Ltd company will be liable for any loss or damage arising from your use of this website.
Insurer
FirstAssist Insurance Services Limited, Registered in England and Wales, No. 04617110. Registered Office at Marshall’s Court, Marshall’s Road, Sutton, Surrey SM1 4DU. On behalf of:
Great Lakes Reinsurance (UK) PLC, Registered in England and Wales, No. 2189462, Registered Office at Plantation Place, 30 Fenchurch Street, London EC3M 3AJ.
FirstAssist Insurance Services Limited (FSA Register No. 310671) and Great Lakes Reinsurance (UK) PLC (FSA Register No. 202715) are authorised and regulated by the Financial Services Authority.
Trade Marks, Copyright and other Intellectual Property rights
ONE Holdings Ltd or its Group Companies claim rights to all trade marks, service marks and logos contained on this site. All rights are expressly reserved.
Copyright and all other intellectual property rights existing within this website belong to ONE Holdings Ltd or its Group Companies, unless otherwise indicated, and may not be used, sold, licensed, copied or reproduced in whole or in part without the prior written consent of ONE Holdings Ltd.
These intellectual property rights including, without limitation, all database rights and rights in designs in all cases whether registered or unregistered - are hereby reserved.
You are not permitted to download‚ print‚ redistribute or extract any information from this website other than for your personal‚ non-commercial use. You are not permitted to reproduce‚ modify or in any way change any of the information available on this website.
United Kingdom Only
Our insurance is available to residents of the UK only and is governed by the law applicable to where you reside within the UK. The use of this website is governed by and in the event of a dispute you irrevocably submit to the exclusive jurisdiction of the English Courts.
Our Website Availability, Accuracy and Validity of Information
ONE Underwriting Ltd take all reasonable steps to ensure that the information contained within these pages is at all times accurate at the date of publication, we do not accept any liability for any errors or omissions within it.
If you are in any doubt as to the validity or accuracy of any information on this website then please contact us immediately.
ONE Underwriting Ltd endeavour to ensure our website is accessible at all time, however we will not be held liable if, for any reason, the website is unavailable for any period of time. We have the right to suspend access to the website for updates and maintenance without notice but we will of course always try to keep any disruption to a minimum.
In addition we cannot warrant that this website will be free of viruses or defects of any description and we will not be held responsible for any technical problems you may suffer as a result of your use of this website.
Acceptance
By purchasing insurance through our website you are deemed to have accepted our terms so please read them carefully.
Block Transfers
In respect of some classes of insurance we may operate block insurance arrangements in order to provide competitive terms. On occasions it will be necessary for us to transfer such blocks from one insurer to another where this is beneficial to our clients.
This document constitutes both your acceptance that we do this and your prior request for us so to do.
Third Party Websites & Hyperlinks
This website also contains hypertext links to websites operated by third parties. The responsibility for the operation and content of those websites rests solely with the company controlling the third party website and will be governed by separate terms and conditions. We do not accept any responsibility or liability for the contents of any linked website.
Variations
We reserve the right to amend these terms from time to time without notice to you.
Choice of Law
Your policy however, is governed by the law applicable to where you reside within the UK or Channel Islands.
Other websites security
Any other websites that may be linked to or by our website(s) will be subject to their own policies which may differ from ours. You should carefully read the policies of these websites before submitting any personal information.
Terms Of Business (TOBA)
Please also see our Terms Of Business for further information regarding ONE Underwriting Limited and how we conduct our business.
Security
ONE Underwriting Ltd takes every reasonable step to ensure that any information you provide via email on this website is kept secure‚ however due to the nature of the internet‚ we cannot guarantee the security or privacy of emails or that any emails sent will be received by us.
Data Protection and Personal Information
Any personal information you supply to ONE Underwriting Ltd via this website will be treated in accordance with the Data Protection Act 1998.
Information that we collect via this website may include:-
The IP address of your computer (this is your computer’s individual identification number for internet connection) to note your interest in our website, any personal details such as your name, address, date of birth, and other information and Data that allows us to remember you and how you use this website. This saves you from re-keying information when you return to the site.
The information we collect may be used:-
- For the purposes of insurance administration by us, by other companies within the OUL group of companies or our agents;
- To offer renewal of cover (if you have taken out an annual multi trip policy that can be renewed);
- For the investigation of or prevention of crime;
- For research and statistical purposes;
- To disclose to regulatory bodies for the purposes of monitoring and/or enforcing our compliance with their requirements;
- For Marketing purposes: ONE Underwriting Ltd may use your information to inform you of insurance products and services that may be of interest to you.
If you wish are interested in receiving details on these products, please ensure that you tick the box contains when entering your personal details. You can contact us at any time to have your details removed.
Your Rights under the Data Protection Act Include:
Subject access – the right to find out what information is held about you on computer and some paper records and to be told how it may be used or disclosed.
Rectification, Blocking, Erasure and Destruction – the right to tell ONE Underwriting Ltd Ltd to rectify, block, erase or destroy personal details if they are inaccurate or contain expressions of opinion which are based on inaccurate data.
Preventing Processing – You can ask ONE Underwriting Ltd to stop or request that we do not begin processing relating to you where it is causing, or is likely to cause, substantial unwarranted damage or substantial distress to you or anyone else. However, this is not an absolute right.
Preventing Processing for Direct Marketing – You can ask ONE Underwriting Ltd to stop or not to begin processing data relating to them for direct marketing purposes.
Compensation – You can claim compensation from ONE Underwriting Ltd for damage or distress caused by any breach of the Data Protection Act. Compensation for distress alone can only be claimed in limited circumstances.
Cookies
"Cookies" are small text files that store basic information that a web site can use to recognise repeat site visits, e.g. recall your Name and Address if this has been previously supplied. We may use this to track behavior and compile data in order to improve our web site, target advertising and assess general effectiveness of such advertising.
Most browsers allow you to turn off the cookie function. If you want to know how to do this please look at the help menu on your browser, this may restrict the use of certain other web sites.