European Union warns holidaymakers not to travel without holiday insurance

The European Union has reminded holidaymakers that a European Health Insurance Card (EHIC) is not a substitute for travel insurance as it doesn’t cover private medical bills or repatriation to the UK.

The EHIC, which replaced the old E111 form, provides EU citizens with state health care free of charge or for a reduced fee in the 27 EU countries plus Iceland, Leichtenstein, Norway or Switzerland.

However, less than a third of Europe's citizens have applied for health cards, which are useful if you have an accident or become ill while on holiday. An EU spokesman said: "It is important for holidaymakers to travel with EHIC and a valid private travel insurance policy."

The EHIC is free and the fastest way to get hold of one is to apply online at www.ehic.org.uk. To complete the application you will need the NHS or National Insurance Number, surname, forename and date of birth of each applicant.

Alternatively, you can apply by calling 0845 606 2030.If you are a non-EEA national you can only apply by post as you need to provide further documentation that supports your application. You can pick up an application form from the Post Office.

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